financial Services, namely, Automated Teller Machine services including an electronic debit transaction when a debit card is used in the machine and cash is withdrawn from the machine; cash advance transactions when a credit card is used in the machine and cash is withdrawn from the machine; balance inquiry transactions when a debit card or credit card is used in the machine, and bill payment services when a debit card or credit card is used in the machine to establish a fund transfer to a th...

Downloadable mobile applications for social networking based on location of users