Remittance and payment services provided via an electronic wallet; services for remote payment of bills, purchase orders, invoices, remuneration, donations and utility bills; services for electronic payment of bills, purchase orders, invoices, remuneration, donations and utility bills; money transfer services and payment services for bills, purchase orders, invoices, remuneration, donations and utility bills via a mobile terminal using cell phones and other mobile devices or a bank card; serv...

Downloadable computer software for issuing, processing, managing and verifying financial transactions; downloadable mobile applications for issuing, processing, managing and verifying financial transactions; electronic payment apparatus in the nature of payment terminals