Software as a service (SaaS) services featuring software for use in offering white label digital banking services, namely, creating checking and savings accounts, enabling peer-to-peer payments, enabling the electronic transfer of funds made via electronic payments, credit card, debit card, electronic check, phone and two dimensional bar codes, enabling transaction monitoring, fraud prevention and compliance with know-your-customer (KYC) and anti-money laundering (AML) regulations, electronic...