Providing on-line non-downloadable software in the field of lending, namely, an enterprise-level decision engine, also known as computer software that applies business rules to credit characteristics and determines whether the credit characteristics meet certain criteria defined by the business rules, and a plurality of line-of-business-level decision engines that work together to determine and present cross-sell offers of credit across multiple lines of business through any available point o...

Computer software in the field of lending, namely, an enterprise-level decision engine, also known as computer software that applies business rules to credit characteristics and determines whether the credit characteristics meet certain criteria defined by the business rules, and a plurality of line-of-business-level decision engines that work together to determine and present cross-sell offers of credit across multiple lines of business through any available point of contact using a wide var...