COMPUTER PROGRAMS AND COMPUTER SOFTWARE FOR USE IN THE FIELD OF PRODUCING, OFFERING, AND MARKETING TRANSACTION CARDS AND IDENTIFICATION CARDS; OPTICAL AND MAGNETIC DISCS CONTAINING COMPUTER PROGRAMS AND COMPUTER SOFTWARE FOR USE IN THE FIELD OF PRODUCING, OFFERING AND MARKETING TRANSACTION CARDS AND IDENTIFICATION CARDS; COMPUTER SOFTWARE CONTAINING COMMUNICATION PROTOCOLS WHICH ALLOWS TRANSMISSION OF ELECTRONIC DATA OVER THE GLOBAL COMPUTER NETWORK; COMPUTER AND ELECTRONIC COMMUNICATION INTE...