Computer software for processing payments to and from users of telephones, computers and other communications devices

consulting and cash flow management services to businesses, organizations, and governments regarding the clearing and reconciling of financial transactions

magnetically encoded payment cards, debit cards, and stored value cards

Computer software for processing and authenticating electronic payments to and from others; magnetically encoded payment cards, debit cards, and stored value cards

consulting and cash flow management services to businesses, organizations, and governments regarding the clearing and reconciling of financial transactions