Consumer education services, namely, workshops, seminars, classes and webinars in the areas of managing debt, establishing, managing and rebuilding credit, personal budget and expense management, financial management, financial planning, debt management and settlement programs, insolvency counseling, money management, and personal budgeting, savings and expense guidance

Consumer education services, namely, workshops, seminars, classes and webinars in the areas of managing debt, establishing, managing and rebuilding credit, personal budget and expense management, financial management, financial planning, debt management and settlement programs, insolvency counseling, money management, and personal budgeting, savings and expense guidance