Downloadable computer software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; multi-functional combination electronic payment terminal comprising a document printer, optical check reader, card reader for credit cards and payment transaction storage device in the nature of computer memory hardware for use in the approval and processing of check, credit, debit and stored value card payments; point-of-sale re...

Computer software for use by merchants to process payment transactions made by check, credit, debit or stored value card over a global computer network; multi-functional combination electronic payment terminal comprising a document printer, optical check reader, card reader for credit cards and payment transaction storage device in the nature of computer memory hardware for use in the approval and processing of check, credit, debit and stored value card payments; point-of-sale reader terminal...