Software as a service (SAAS) services featuring software for identity monitoring for purposes of identity verification, customer onboarding, user authentication, Know Your Patient (KYP), Know Your Customer (KYC), and fraud detection; Software as a service (SAAS) services featuring software for video-based identity authentication for purposes of identity verification, customer onboarding, user authentication, Know Your Patient (KYP), Know Your Customer (KYC), and fraud detection