Providing personalized lifestyle-related information and services, namely, health, travel, and other personal interest information

Providing personalized financial information and services, and personalized financial information and services online via a global communications network, namely, on-line account access, proprietary and third party research, news and market data including quotes for stocks, options and other securities, transactional services including bill payment and funds transfer services, on-line trading of stocks, bonds and other securities and portfolio analysis tools