COMPUTER PROGRAMS THAT STORE, MANAGE AND PROTECT THROUGH PASSWORDS INFORMATION RELATED TO INSURANCE POLICIES, PROPERTY OWNED, DEBTS OWED, BANK AND FINANCIAL ACCOUNT INFORMATION, AND CREDIT CARDS, THAT PROVIDE FOR USE IN PLANNING THE FOLLOWING FUNCTIONS, NAMELY, APPOINTMENT SCHEDULER, CONTACT DIRECTORY, EXPENSE LOG, TASK MANAGER AND JOURNAL, AND THAT PROVIDE AN ARCHIVAL SYSTEM FOR SAVING VITAL USER INFORMATION, SUCH AS USER'S EDUCATION, ASSETS, MEDICAL HISTORY, COLLECTIBLES AND THE LOCATIONS O...