FINANCIAL SERVICES PERFORMED BY ELECTRONIC MEANS AND ACCESSED THROUGH A GLOBAL COMMUNICATIONS NETWORK, NAMELY, ELECTRONIC FUNDS TRANSFER SERVICES; ELECTRONIC BILL PAYMENT; ELECTRONIC PROCESSING AND TRANSMISSION OF BILLING AND PAYMENT DATA

financial services, namely providing bill payment and debt management via a global computer network; providing a website featuring information on bill payment and debt management via a global computer network

Providing online nondownloadable software for facilitating the updating of account information with billing entities