Platform as a service (PAAS) featuring computer software platforms for authenticating a user's financial accounts and identity; Providing a web hosting platform for verifying user accounts and identities; Providing temporary use of non-downloadable cloud-based software for account and identity verification; Software as a service (SAAS) services featuring software for dynamically verifying accounts and identities of users; Software as a service (SAAS) services, namely, hosting software for use...