Electronic transfer of funds; Electronic transfer of virtual currencies; Electronic transfers of money; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network

Downloadable software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile and online payments, and virtual currency transfers; Downloadable software for enabling the electronic transfer of money and virtual currency between users