Financial services, namely, credit card, debit card, bank card, smart card, payment card, and stored-value card transaction processing services; financial transaction processing services, namely, providing secure commercial transactions and payment options for customers using a smart phone or mobile device at a point of sale; credit card, debit card, bank card, smart card, payment card, and stored-value card verification services; verification services for commercial transactions and payments...

Business services, namely, administration of a consumer loyalty, affinity,and incentive award program to promote the issuance of credit cards, debit cards, smart cards, and stored-value cards and the use of smart phones and mobile devices to make point of sale payments by others; Business advisory services, consultancy and information; public advocacy to promote awareness of credit, debit, payment card, stored-value card, smart phone and mobile device transaction processing practices; Adminis...

Computer application software for mobile phones, namely, software to provide identity authentication, facilities access and electronic payment services; electronic readers used in mobile devices for capturing, verifying and authenticating data for use in identity authentication, facilities access and electronic payment services