Software as a service (SaaS) services featuring software for Client Relationship Management (CRM), for workflow management, for financial management, for cost estimation, for invoicing, for payment processing, for business process management, for business process improvement, using artificial intelligence (AI) for business analytics, using AI in the field of CRM; application service provider (ASP), namely, hosting of online non-downloadable software for CRM, for workflow management, for finan...