BUSINESS START UP KITS CONTAINING PRERECORDED AUDIO CASSETTES, PRERECORDED VIDEO CASSETTES, COMPUTER SOFTWARE PROGRAMS, FOR USE IN ACCOUNTING, SCHEDULING, MARKET ANALYSIS, CUSTOMER CALL TRACKING, REPORTING AND QUERY BUILDING, SALES TRACKING, DATABASE MANAGEMENT, REPORT GENERATING AND MANUALS ALL SOLD TOGETHER AS A UNIT, ALL IN THE FIELD OF FINANCIAL CREDIT AND BUSINESS MANAGEMENT