Telematics apparatus, namely, wireless devices that provide telematics monitoring services; computer application software for mobile phones, namely, software for monitoring telematics, for monitoring the miles, date, and driving events of a vehicle equipped with a companion wireless device, and for providing data and information related to telematics and insurance rates

Insurance services, namely, writing and underwriting of property and casualty insurance and providing ancillary services thereto, namely, administration and claims adjustment, utilizing telematics technology