promoting goods and services of others by means of a loyalty program, a discount program, a promotional program and an incentive awards program, whereby points are earned or awarded for purchases made by members which can then be redeemed for merchandise, services and travel; promoting goods and services of others by means of a loyalty program, a discount program, a promotional program and an incentive awards program whereby points are earned for purchases made via credit cards which can be r...

downloadable mobile applications for recording vehicle data and trip information for use in insurance underwriting, accident analysis, and providing reports; downloadable mobile application for providing driving information, emergency towing and roadside services, safety and security, and driver coaching; downloadable mobile application for an incentive drivers rewards program, which allows users to access information regarding the incentives