Cosmetics; personal care preparations, namely, non-medicated toiletries and skin care preparations, namely, oils, lotions, creams, gels, toners, masks, moisturizers, cleansers, scrubs, soaps, skin lighteners and brighteners, powders, and non-medicated sun care preparations; nail colors, nail polish removers and emery boards; body wash, perfumes, colognes, essential oils; nail colors and nail polish removers; body wash, perfumes, colognes, essential oils

computer programs for use by financial lending institutions