Risk management in the field of driver behavior, namely, vehicle and driver telematic services in the nature of providing information concerning safety risks on driver behavior to consumers and automobile insurance companies

Insurance services, namely, insurance underwriting services in the fields of property and casualty insurance; insurance agencies; providing information on insurance matters; automobile insurance underwriting that relies, in whole or in part, on the use of driver and vehicle monitoring technology

Telematics apparatus, namely, wireless internet devices which provide telematic services and have a cellular or mobile phone function; downloadable mobile applications to allow access to telematic services for providing information concerning safety risks on driver behavior to consumers and automobile insurance companies