Software as a service (SAAS) services, namely, hosting software for use by others for algorithmic trading, backtesting, paper trading, and risk management; natural-language processing to convert prompts into trading rules and transmit instructions to user-authorized third-party brokers and crypto exchanges; performance analytics, trade logs, and strategy optimization; none of the foregoing comprises investment advisory, brokerage, or financial-planning services.

Providing information in the field of personal finance

Computer application software for mobile phones, namely, software for direct deposit of change received from cash transactions into a bank account; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments; computer software for transmitting, processing, facilitating, verifying, and authenticating transaction and payment information; computer software for ensuring the security of contactless transactions wit...