Downloadable software for providing a software protocol to process transactions and allow users to exchange financial assets; downloadable computer software development tools; downloadable software for use as an application programming interface (API); Downloadable computer software for use as an application programming interface (API) for use in building software applications; downloadable software for the collection, managing, editing, organizing, modifying, transmission, sharing, accessing...

Clearing and reconciling financial transactions via a global computer network; electronic payment services involving electronic processing and subsequent transmission of bill payment data

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