Platform as a service (PAAS) featuring computer software platforms for use by insurance brokers, insurance agents, insurance applicants, and financial institutions in the field of underwriting, for use in rate quotes, for the analysis of the applicant's particular age, gender, state of issue, health rating class and other variables necessary to accurately calculate the cost of the insurance premium, for client retention, namely, in determining if the premium a client is presently paying may b...

Platform as a service (PAAS) featuring computer software platforms for use by insurance brokers, insurance agents, insurance applicants, and financial institutions in the field of underwriting, for use in rate quotes, for the analysis of the applicant's particular age, gender, state of issue, health rating class and other variables necessary to accurately calculate the cost of the insurance premium, for client retention, namely, in determining if the premium a client is presently paying may b...

Marketing through product placement for others in virtual environments; Promoting the goods and services of others by providing an interactive website where users can increase the current value of an online discount being offered by purchasing the goods and services associated with that discount in the form of an online coupon, voucher or gift card