Financial planning consultation; financial planning for retirement; financial planning, namely, providing financial information regarding a personalized financial plan for beneficiaries of annuities and individual retirement accounts, that describes the Internal Revenue Service distribution-at-death settlement options, distribution deadlines and income tax implications

Providing financial information regarding a personalized financial plan for beneficiaries of annuities and individual retirement accounts, that describes the Internal Revenue Service distribution-at-death settlement options, distribution deadlines and income tax implications