PROVIDING BANK ACCOUNT INFORMATION BY TELEPHONE; INVESTMENT ADVISORY SERVICES AND INVESTMENT TRANSACTIONAL SERVICES, NAMELY, REALLOCATING 401K BALANCES, APPLYING FOR LOANS, OBTAINING INFORMATION ON FUND PERFORMANCES DELIVERED VIA TELEPHONE

FINANCIAL SERVICES, NAMELY, ELECTRONIC BANKING SERVICES; AND ELECTRONIC INVESTMENT SERVICES, NAMELY, INVESTMENT CONSULTATION, BROKERAGE AND MANAGEMENT SERVICES

banking services, financial planning, and consulting services related thereto