Providing on-line non-downloadable software for tracking time, budgeting, preparing, disseminating and processing invoices and payments, bookkeeping, processing and recording financial transaction data, preparing and managing work orders, sharing documents via a global computer network, and for sending and receiving electronic messages; providing on-line non-downloadable software for expense tracking; Software as a service (SAAS) services, namely, providing a web-based application for trackin...