INSURANCE SERVICES, NAMELY ADMINISTERING AND ISSUING TO INDIVIDUALS PROPERTY AND CASUALTY INSURANCE, LIFE INSURANCE, AUTOMOBILE INSURANCE, HEALTH INSURANCE, ANNUITIES, AND OTHER INSURANCES IN WHICH AN INDIVIDUAL IS THE INSURED, AND ELECTRONIC PROCESSING OF INSURANCE APPLICATIONS, ISSUANCE OF POLICIES, INSURANCE CLAIMS, AND PAYMENT DATA, AND EXCLUDING PRIVATE MORTGAGE INSURANCE SERVICES