Magnetically encoded cards containing programming for use in transferring funds electronically; encoded electronic chip cards [or smart cards] containing programming used to transfer funds; computer software for use in transferring funds electronically in personal and business finance and banking services

Financial services, namely, providing loan financing services and consumer lending services via electronic means and computer networks; electronic check transaction services; credit card, smart card, and debit card services; electronic funds transfer services; stored value card services, namely prepaid and postpaid debit card services; monetary exchange; electronic debit and debit transactions