Blackboards; Paper; Stationery; Stickers; Architects' models; Heat transfer paper; Label paper; Name badge holders; Paper folders; Paper notebooks; Photo albums; Printed greeting cards; Terrestrial globes

Computer software to prevent fraud and abuse on a pre-payment basis, detect fraud and abuse on a post-payment basis, mitigate fraud and abuse losses, while minimizing impact on operations and resources providing security, data receipt, and standardization of data, processing, data storage, predictive model scoring, experimental design, optimization strategies and reporting