downloadable computer software for enabling the electronic transfer of money between users; downloadable computer software for enabling processing of electronic funds transfers and payments made via ACH (automated clearing house), credit card, debit card, electronic check and electronic, mobile, and online payments; magnetically encoded debit cards

Computer software for securing consumer discounts, rebates, vouchers and promotions; computer software for securing information about consumer products; computer software for organizing, archiving and searching information about consumers' prior purchases of consumer products; computer software for preparing shopping lists and budgets; computer software for social networking

Business information services, namely, gathering and analyzing product-purchase data for brand manufacturers and merchants; promoting the products of others, namely, distribution of coupons, rebates, vouchers and promotions for the products of others; marketing and advertising services; marketing services, namely, conducting consumer surveys; marketing analysis services