Credit card payment processing services; Credit card transaction processing services; Issuance of credit cards; all the foregoing specifically for processing, administering, and managing employee benefit plans concerning finance, employee benefit services, and employee benefit perks tools; none of the foregoing for use with downloadable or recorded computer software, for operating system software, or for other software that manages or provides an interface with computer software.

Computer programs, downloadable computer programs and mobile device software all for use in combining, reporting and delivering information from various databases and presenting it in a simplified form, for project management, for quality management, for customer management, for business planning, for business risk management, for financial risk management and for decision support

PRERECORDED COMPUTER PROGRAMS