Operation of an incentive program whereby consumers and bank card holders make savings in relation to their utilities, telecommunication, home security, satellite television, and other service providers as a bill reduction service; administration of an incentive program whereby customers earn cashback, points or discounts from aforesaid service providers and additional retail merchants as a cash back service

Local and long distance telephonic communication services

LEASING OF RESIDENTIAL REAL ESTATE WITH AN OPTION TO BUY

[Carbon monoxide detectors;] protective gloves for industrial use; stove thermometers

[Carbon monoxide detectors] protective gloves for industrial use; stove thermometers

local and long distance telephonic communication services

mortar and refractory cement

mortar and refractory cement

UNDERWRITING LIFE INSURANCE FOR THE PROTECTION OF MORTGAGORS

warranty programs in the field of home appliances and systems

federal savings bank services, namely providing certificates of time deposits