Software as a service (SAAS) services featuring software for homeowner and community association management, namely, accounting, Automated Clearing House (ACH) payment processing, communication via email, Short Message Service (SMS), instant messaging, video, telephony, and voice over internet protocol (VoIP), calendaring, note-taking, transcription, document management, document storage, contact database, work order management and processing, video conferencing, customer service routing, and...