banking services, banking services provided by a central savings bank and municipal bank; mortgage lending and mortgage banking, issuance of mortgage debentures and obligations; electronic payment, electronic processing and transmission of bill payment data; banking services provided to local authorities, associations of municipalities as well as other corporations, institutions and foundations; fiduciary representative services in the field of housing and town planning, economy, agriculture ...

Computer software; integrated circuit cards [smart cards]; electronic data carriers; card reading equipment