Insurance brokerage; Development of insurance policies for others; Insurance program management, namely, insurance agency, insurance underwriting for disability, accident, life and income protection insurance, and insurance claims administration, processing, and assessment services provided on behalf of third party insurance carriers; Insurance underwriting in the fields of life, accident and health insurance and property and casualty insurance

Insurance brokerage; Design and development of insurance policies for others; Insurance program management, namely, insurance agency, insurance underwriting for all types of disability and income protection insurance, and insurance claims administration, processing, and assessment services provided on behalf of third party insurance carriers; Insurance underwriting in the fields of life, accident and health insurance and property and casualty insurance