biological preparations for the treatment of seeds for use in agriculture

Mattress toppers; Mattresses and pillows

Financial Counseling services to assist newly hired employees in making benefit election decisions

flower seed with mulch and fertilizer

banking services

cost management for the health benefit plans of others; health care cost containment; consultation regarding lower cost prescription alternatives, namely, mail order pharmacies; providing a grace period for inefficient or inappropriate use of a pharmacy benefit plan for new members of the pharmacy benefit plan