Credit card transaction processing services; Electronic credit card transaction processing

Electronic monetary gift exchange services, namely, provision of a virtual gift card service enabling a giver of a virtual gift card to utilize their existing credit or debit card account to give a virtual gift card and enabling the recipient of such virtual gift card to use their existing credit or debit card account to redeem the virtual gift card

Electronic monetary gift exchange services, namely, provision of a virtual gift card service enabling a giver of a virtual gift card to utilize their existing credit or debit card account to give a virtual gift card and enabling the recipient of such virtual gift card to use their existing credit or debit card account to redeem the virtual gift card