Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone environment and a web-based environment, namely, software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants in the field of tolling

computer applications programs for use in the formation, display, and interpretation of seismic data for use in oil and gas exploration and production for use by geoscientists, and instruction manuals distributed therewith