Telecommunications services provided by using a unified bank card for credit/debit/phone transactions, namely, electronic fax, data and voice messaging services, namely, the recording, storage and subsequent transmission of fax, data and voice messages by fax, computer and/or telephone; prepaid telephone calling services; automatic telephone forwarding services; automatic telephone answering and screening services in the nature of call forwarding services

Banking and related financial services; namely, providing bank account information by telephone, money transfer by telephone and global computer network, savings bank services, debit and credit card services, electronic funds transfer, mortgage banking, loan financing, financing services, home equity loans, installment loans, commercial and consumer mortgage lending, loan financing, namely, loan business loans, consumer loans, student loans, financing services, namely, automobile financing, f...