Computer software for disseminating advertising for others via the internet; Computer programs for use in controlling access to online digital content and monetizing said content via time currency, social currency, and incentive cost per click (CPC) cost per action (CPA) and cost per impression (CPM) transactions

Financial services, namely, providing a virtual currency for use by members of an online community via a global computer network; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; issuing stored value cards; prepaid purchase and stored value prepaid card services, namely, processing electronic payments made through prepaid cards