Credit service, namely, providing consumer credit and electronic payment services over various media including the telephone and the World Wide Web; providing revolving credit account services online based on an instant approval mode and a business to consumer model; providing credit services to businesses in a business to business model, namely, processing of electronic payments

credit service, namely, providing consumer credit and electronic payment services over various media including the [ telephone and the ] World Wide Web; providing revolving credit account services online based on an instant approval mode and a business to consumer model [ ; providing credit services to businesses in a business to business model ]