Computer software, namely, software for mobile phones, PDAs, and web based mobile devices for financial services, gift products, payment and savings products, coupons and customer loyalty programs and electronic financial programs that accommodate multiple types of payment and debt transactions

Foreign exchange transactions; arranging electronic foreign exchange payment processing; arranging foreign exchange of derivative financial instruments.

Business data analysis services; business consulting services in the fields of operational reporting and consumer spending analysis; provision of business intelligence services for merchants to analyze data and optimize operational and strategic decision-making processes.

Financial and monetary services, namely, financial analysis, financial planning, financial clearing, financial management; banking; credit card transaction processing and payment processing services in the field of credit card and computerized payments; financial evaluation of merchant accounts and payment solutions for cost savings and operational efficiencies; Financial consultation and assessment services for merchants

Payment transaction processing services, namely, credit card and debit card transaction processing services for credit card and debit cards which utilizes credit card surcharging programs and discount programs with rules for specified brands; payment transaction processing services, namely, credit card and debit card transaction processing services for credit card and debit cards which utilizes credit card surcharging programs and discount programs with rules for specified brands.