Variable debt securities in which the issuer and the investor hold specific options relating to the method and calculation of interest rate reset features and the method of redeeming or extending the securities

legal research services, namely providing access to interactive research databases featuring information concerning legal authorities and commentary on the law

computer programs encoded onto computer-readable media such as diskettes and read-only compact discs for use in legal research

financial services, namely issuance of promissory notes or other fixed income instruments