banking and financial services, namely, facilitating the establishment of accounts through the transfer of automatic debits and credits from accounts at other banks and financial institutions

Information Storage and Retrieval Services Rendered to Merchants and Financial Institutions-Namely, Providing Access to an Online Interactive Program Capable of Connecting Multiple Host Computers of Merchants and Correspondent Depository Institutions which Provides Point-of-Sale Credit Authorization, Processes Debit Card Transactions and Provides Bank Balance Information