COMPUTER SOFTWARE TO ADMINISTER, MANAGEMENT AND FACILITATE ONLINE BANKING SERVICES, ONLINE ACCOUNT MANAGEMENT SERVICES, CURRENCY EXCHANGE SERVICES, LOYALTY AND REWARD PROGRAM SERVICES, PAYROLL SERVICES, ELECTRONIC BILL PAYMENT SERVICES, ONLINE BILL PAYMENT SERVICES, MOBILE BILL PAYMENT SERVICES, CREDIT AND DEBIT CARD SERVICES, MOBILE BANKING SERVICES, MOBILE PHONE TOP-UP SERVICES, ONLINE WALLET SERVICES, MOBILE WALLET SERVICES, E-COMMERCE SERVICES, AND MOBILE COMMERCE SERVICES