Recorded computer programs for automating financing of insurance revenue of healthcare providers, namely, collecting and aggregating data of healthcare insurance claim portfolios, determining cash value of the portfolios, collecting insurance payments of the portfolios, reconciling and balancing payments of the portfolios, and disbursing funds to healthcare providers

Downloadable computer software for assisting users with new customer acquisition, customer optimization, and account origination; Downloadable computer software for enabling financial institutions to monitor and optimize the conversion of users in their digital experiences with the financial institution