Software as a service (SAAS) services featuring software for digital payments, mobile wallets, electronic money transfers, point of sale (POS) systems, websites, and online invoicing; providing temporary use of non-downloadable computer software for enabling users to send, receive, and manage financial transactions via a global computer network, all of the foregoing provided as technology services and not as a financial institution.

Money exchange services; Money transfer; Payment processing services, namely, credit card and debit card transaction processing services; Bill payment services provided via an electronic wallet; Processing of electronic wallet payments