Worker's compensation services; namely, the electronic processing and transmission of worker's compensation premiums through a direct link to the customer's payroll

WORKER'S COMPENSATION SERVICES, NAMELY, THE ELECTRONIC PROCESSING AND TRANSMISSIONS OF WORKER'S COMPENSATION PREMIUMS THROUGH A DIRECT LINK TO THE CUSTOMER'S PAYROLL

Encoded and microprocessor based debit cards, stored value cards, encoded smart cards and electronic cash payment systems containing a computer chip and a magnetic strip used to store and transfer monetary value and provide user identification and authentication via global computer networks, namely, the Internet, bank and private communications networks; and electronic international multi-currency payment system, namely, stored value cards