FINANCIAL SERVICES, NAMELY AN INTERNET BASED MANAGEMENT SYSTEM FOR NEGOTIATING AND TRANSMISSION OF BILL PAYMENT DATA AND CHECK PROCESSING OF COMMERCIAL ACCOUNTS ETACH IS AN ACRONYM FOR ELECTRONIC TERM ALLOWANCE CLEARING HOUSE THE ETACH SYSTEM PEFORMS BUYER AND SELLER ACCOUNT MANAGEMENT, ELECTRONIC NOTIFICATIONS, ONLINE PAYMENT NEGOTIATION, CHECK PROCESSING, BUYER AND SELLER CREDIT EVALUATION AND FORWARDING OF TRANSACTIONS FOR FINANCIAL ASSET-BASED UNDERWRITING

Internet based social networking services; providing online computer databases and online searchable databases in the field of social networking